*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:#17365e;background:#fbfdff;line-height:1.68}a{color:#087fc4}header{background:#fff;border-bottom:1px solid #e0ebf5;position:sticky;top:0;z-index:10}.wrap{width:min(1160px,calc(100% - 36px));margin:auto}.bar{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:10px;color:#123e7a;text-decoration:none;font-size:clamp(20px,2.2vw,27px);font-weight:850;letter-spacing:-.5px}.brand img{width:48px;height:42px}.brand em{color:#f18a13;font-style:normal}.tag{display:block;font-size:11px;font-weight:500;font-style:italic;letter-spacing:0}.nav{display:flex;gap:17px;align-items:center;flex-wrap:wrap}.nav a{font-size:13px;font-weight:700;color:#123e7a;text-decoration:none;padding:8px 0}.nav a:hover,.nav a[aria-current=page]{color:#f18a13;border-bottom:2px solid #f18a13}.hero{background:linear-gradient(115deg,#e5f3ff,#fff2df);padding:52px 0 44px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:38px}.hero h1{font-size:clamp(36px,5vw,60px);line-height:1.08;letter-spacing:-1.5px;color:#123e7a;margin:0 0 18px}.hero p{font-size:19px;max-width:580px}.hero img{width:100%;height:370px;object-fit:cover;object-position:center;border-radius:24px;box-shadow:0 14px 35px #123e7a20}.btn{display:inline-block;background:#087fc4;color:white;text-decoration:none;border-radius:28px;padding:12px 22px;font-weight:750;margin-top:12px}.btn:hover{background:#123e7a}.section{padding:48px 0}.section h2{font-size:30px;color:#123e7a;margin-top:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid #e0ebf5;border-radius:18px;padding:24px;box-shadow:0 6px 20px #123e7a08}.card img{width:100%;height:180px;object-fit:cover;border-radius:12px;margin-bottom:12px}.card h3{color:#087fc4;margin:0 0 8px}.banner{padding:40px 0;background:linear-gradient(110deg,#e5f3ff,#fff1df)}.banner h1{font-size:clamp(32px,4vw,44px);color:#123e7a;margin:0}.banner p{font-size:18px;margin:8px 0 0}.article{max-width:880px;margin:auto;padding:38px 0 56px}.article h2{color:#087fc4;margin-top:28px}.article h3{color:#123e7a}.article li{margin:8px 0}.callout{background:#fff5e7;border-left:4px solid #f18a13;border-radius:8px;padding:16px 18px;margin:22px 0}.faq details{background:#fff;border:1px solid #e0ebf5;border-radius:12px;padding:14px 18px;margin:10px 0}.faq summary{font-weight:750;color:#123e7a;cursor:pointer}.contactbox{background:#eaf5ff;padding:22px;border-radius:16px}footer{background:#123e7a;color:white;padding:26px 0;margin-top:30px}footer a{color:white}.footrow{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}.footnote{font-size:12px;opacity:.85;margin-top:10px}@media(max-width:780px){.bar{padding:14px 0;align-items:flex-start;flex-direction:column}.nav{gap:10px 15px}.hero{padding:34px 0}.hero-grid{grid-template-columns:1fr;gap:20px}.hero img{height:250px}.grid{grid-template-columns:1fr}.section{padding:34px 0}.banner{padding:30px 0}}